Those who are shopping around for car financing and looking for cheap options are more likely to seek out 0 Apr Car Deals, in order to avoid paying any interest. Manufacturer offers with zero percent avoid a ton of interest, but they typically swing to those with very good credit ratings (over 740). Also, there are times when buyers will need to decide whether to go with a no-cost rate or an upfront cash-back factory rebate, which can affect the total cost of ownership of the vehicle. Have you taken advantage of the like-for-like pricing structures from the dealer, with zero percent financing or price rebates for the purchase of your last vehicle? Do an auto financing scavenger hunt and share your strategies with the community!