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Consistency is key to building long-term wealth, and it's important to identify the most effective strategies for saving, while maintaining your normal way of life. High-yield savings accounts, withholding savings on paychecks and use of a savings plan such as the 50/30/20 rule are always cited as the Best Ways To Save Money efficiently. Any low-value subscription services that are eliminated and any high interest debt that is paid down will greatly increase monthly cash flow. Which of these personal financial plans or budgeting applications have helped you save the most? Share your favourite tips from the day!